Mr. Boyd has over 12 years post-MBA experience in conducting market research (including online surveys), benchmarking, competitive analysis, product development, and strategic planning for clients in the high tech, manufacturing, healthcare, information services, and banking industries, among others. Mr. Boyd began his career in the semiconductor sector with Motorola and SGS-Thomson, in various engineering and marketing capacities. He has strategic planning and investment banking experience working for Linvatec (a Bristol Myers Squibb subsidiary) and Douglas James Securities (a boutique investment-banking firm). He was also a principal in Research Online International when it was a web-based market research and competitive analysis firm.  Most recently, he was the Senior Vice President for Product Development and Management for CompuBank. Mr. Boyd holds an MBA from the University of Pennsylvania's Wharton School of Business, where he majored in Marketing with a concentration in Finance. He has a B.A. in Physics from Hampton University.